Products

Product Liability

Coverage Highlights

  • Covered Products

    • Cannabis, Hemp, and CBD Products

    • Non-Cannabis, Hemp, and CBD Products (i.e. Equipment Manufacturers)

  • Product Withdrawal Reimbursement of Expense (Endorsement is Required)

  • Minimum Premium – $2,000

Approved Classifications

  • Cultivators

  • Processors/Harvesters

  • Manufacturers

  • Wholesale Distributors

  • Transporters

  • Dispensaries

  • Retailers

  • Non-Storefront Delivery

  • Lessor’s Risk (LRO) / Building Owners

  • Ancillary Businesses


Coverage Options

Limits

  • $100,000

  • $1,000,000

  • $1,000,000

  • $3,000,000 CSL

  • $5,000,000 CSL

Deductibles

  • $2,500

  • $5,000

  • $10,000

  • $25,000

Endorsements

  • Retro Active Date (up to 5 years)

  • Additional Insured

  • Waiver of Subrogation (no charge)

  • Primary Wording (no charge)

  • Vendor AI Certificates

    • $100 Each

    • $250 Blanket

  • Commercial Product Withdrawal

    • Coverage Options:

      • $100,000 Aggregate

      • $250,000 Aggregate

    • Deductible Options:

      • $1,000 (only for $100,000 limits)

      • $5,000

      • $10,000

      • $25,000




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