Auto

Product Highlights

• Available in AZ, CA, CO, IL, ME, MI, NH, NM, NV, OK, OR, VT & WA (additional states to follow).

• Requires one of the following supporting lines of business:

  • • General Liability

    • Property

    • Commercial Package

• Annual Policy Term

• Admitted AM Best A VX rated carrier

Coverage Options

• Liability (up to $2M/$2M)

• Comprehensive & Collision

• Hired & Non-Owned Auto

• Hired Auto Physical Damage

• Medical Payments (up to $5K)

• Uninsured/Underinsured Motorist

• Towing & Labor

• Lease/ Loan Coverage ($10K limit for new vehicles)

• Loss of Use

• Rental Reimbursement

• Mobile Business Interruption (up to $50K)

• Pollution

Approved Vehicle Types

• Private Passenger Vehicles

• Fleets (Up to 100 vehicles)

• Light Trucks / Vans

• Heavy Duty Trucks

• Semi-Trucks

• Trailer Coverage

• Mobile Equipment

Appetite & Eligiblity Criteria

• Business must be domiciled and operate exclusively in states permitting the sale, distribution and use of cannabis

• New Ventures OK

• 30% or more of total operations must include cannabis related services

• Drivers must be 21 and over with a valid license

• Prior Losses OK

• Local, intermediate and long radius OK

• State filing requirements OK

Ineligiblity Risks

• Independent contractors

• Risks with a 3-year estimated loss ratio of 70% or more

• Risks with broker operations

• Drivers with more than 3 accidents and / or major violations within 3 years

Motor Truck Cargo

Product Highlights

• Motor Truck Cargo Owners

  • Owned property transported in owned vehicles

• Motor Truck Cargo Carriers

  • Property of others shipped by a contract carrier

  • Fleets up to 50 revenue generating units

  • Flexible rating

  • ISO Forms

  • Minimum Premium $5,000 (cargo only); $7,500 (including cash)

Coverage Options

Limits

• $500,000 per conveyance limit, per vehicle, for cash, money, securities and cargo

Submission Requirements

• Acord 143

• CannGen MTC Supplemental

• Vehicle Schedule

• MVR’s For All Drivers

Approved Classifications

• Cultivators

• Processors/Harvesters

• Manufacturers

• Wholesale/Distributors

• Retail

• Dispensaries

• Specialty Transporters

• Courier Services

• Licensed Transportation Services